September 21, 2011

Dave Ramsey's ~ Financial Peace Jr. Review & Giveaway

It's never too early to teach kids the right way to handle money.

Since 1992, Dave Ramsey's organization has been helping adults gain control of their financial situations. After walking hundreds of thousands of people down the path to financial peace, they noticed a common regret couched in the question, “Why didn’t I learn this sooner?” 

Cool Tools For Training Tomorrow's Millionaries
They will continue educating and empowering adults to change their money stresses into successes, but their vision is broader. They want to change things for the next generation. 

To solve this problem, they have  created products to help grow children and teens into educated, empowered, financially fit adults that live debt-free and in control from the start! 

Junior's Adventure 6 CD Audio Set
The statistics state that...

19% of Americans between the ages of 18-24 declared bankruptcy in 2001.
- USA Today, 2001

The fastest growing group of bankruptcy filers are those people who are 25 years of age or younger.
- Senate Committee on Banking, Housing and Urban Affairs, 2002

68.1% of high school seniors surveyed failed a basic financial survey, up from 52.1% in 2001, and only 10% scored a "C" or better.
-Jump$tart Coalition for Personal Financial Literacy, Annual Summary, 2002

Nearly half of college-age adults (49%) said they believe they are more likely to become millionaires by starring in a reality TV series than by learning how to budget and save wisely (36%).
-Visa USA, 2003

83% of adults are unaware of the resources available to help them teach children practical money skills.
- Visa USA, 2003

Junior's Adventures Boxed Set
 My Thoughts ~!!

I believe this to be an EXCELLENT teaching instrument in helping children better understand the concept of money, finances and the pitfalls that go with it~!!  I loved how the Financial Peace Jr. :"Cool Tools" for training tomorrow's millionaires gives you everything you could possibly require to set your child on the right financial path in life~!!  

The concept is designed to teach your children starting at age three~!!

We also received the Junior's Adventures Boxed Set of books that included six hard cover books, such as is in the pictured in this post!! 

We learn about Junior, his friends and family and the reasons why a child should begin saving!  Junior is an eight year old boy who, along with his best friend, Billy, spend their time traversing the neighbourhood on their skateboards and when they're not, they're watching their favourite television program, "Dollar Bill's Adventures".  This is a great series of books and Junior was well-liked by my children!!

Also included was the Junior's Adventures 6-CD Audio Set which you can have playing in the background while your children are doing other things, I find this helped with aligning their sub-conscious to begin thinking in the financial terms set.  The CD's came in a cute little metal lunch box that my son claimed for his own!!  As well, the CD's follow the books and if you have the two, your child can have the books read to them via the CD's, PLUS...the CD's offer other activities for your children to enjoy!!  

My youngest daughter is not a reader, so she found having the CD's beneficial, while my youngest son loves to read and isn't much of listening to CD's, so for me, this was another added benefit!!  My daughter REALLY took to this program and grasped the concept right off the hop, which startled me as she is the one who needs more time to adjust to new things, while my son jumps in feet first!  My husband and I got to giggling, her initials spell CEO and we've always joked about her controlling, bossy nature and how she's probably going to grow up and run her own company.  The fact that she just grabbed this concept and ran with it, confirms to us that she may have a future in the business world after all~!!

NOW...we'd LOVE to give one of our readers an opportunity to win ONE of EACH of the products listed above...the Dave Ramsey Organization wants children to understand the concept of finances and we couldn't agree more~!!

If for some reason Rafflecopter isn't working, please leave your comments in the comment box listed on THIS post...I will add them in~!!  Sometimes there isn't a space to put your links and such, again, add them to the comment box!


  1. I learned that Dave Ramsey's has tools for teaching your kids good money habits.
    hisprincess886 at yahoo dot com

  2. Wow!! 19% of Americans between the ages of 18-24 declared bankruptcy in 2001.

  3. The Super Red Racer Backpack activity helps students learn about math, reading, and hard work.

  4. I learned that Over 80% of undergraduates have at least one credit card and nearly 50% of college graduates carry four or more credit cards. According to the Department of Education, the average balance carried by these students is more than $3,000.

    katladyu18 at prodigy dot net

  5. I couldn't belive that 50% of college students carry 4 or more credit cards!!


  6. I learned that they have a lot of games for kids to play that enforce the ideals.

  7. I learned that Dave Ramsey has curriculum for elementary, junior high & high school age kids! Such a great way to teach kids the principles behind money management!

  8. I did not know that this was apart of Dave Ramsey's Ministry. My husband and I have recently purchased his "Total Money Makeover" book and were really excited about learning more about money management. I just gave birth to my second son and we were wondering what would be the best way to teach our kids about finances in the future. Jr's Clubhouse is Great!!! I loved the sample book and the games. I love the fact that we can start to teach our kids, then our tweens, teens and young adults to manage their money properly, Thanks Dave. God bless.

  9. Hi!
    I learned Junior is 8 Years old :)
    Thanks for the chance! :)
    ~Mippy :)

  10. I've learned that they have cool games on their site like Paint, Jigsaw, Printable coloring sheets.. etc. Plenty of fun stuff for kids.
    ro20del at

  11. I had NO idea that 19% of Americans between the ages of 18-24 declared bankruptcy in 2001!

  12. Persons entering college are offered an average of 8 credit cards in their FIRST WEEK of school.
    junegirl26 at hotmail dot com

  13. I learned that 19% of Americans between the ages of 18-24 declared bankruptcy in 2001. That's pretty frightening!

    darlenesbooknook at gmail dot com